http://www.occ.treas.gov/aboutocc.htm

The OCC's Objectives

The OCC's activities are predicated on four objectives that support the OCC's mission to ensure a stable and competitive national banking system. The four objectives are:

• To ensure the safety and soundness of the national banking system.
• To foster competition by allowing banks to offer new products and services.
• To improve the efficiency and effectiveness of OCC supervision, including reducing regulatory burden.
• To ensure fair and equal access to financial services for all Americans.